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Quartier
Asiatique Branch, The Client Portfolio
After
the overall presentation of last August 8th , we would like to pursue
our visit to the Quartier Asiatique branch and give you a general
idea of its Client Portfolio.
1. The Quartier
Asiatique
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This area
which is part of Rohero Zone has been called as such because
of its original population of Asian Expatriates who are traditional
business people.
The quarter
has been progressively populated by national trade dealers
and dealers from other countries.
Those
trade dealers who are mostly importers, wholesalers and wholesalers
direct to the public, supply commodities to the whole country:
the central market of Bujumbura and other urban centers in
the country, boutiques, etc.
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The Bank had
already a good number of clients among those traders since early
1998, i.e approximately a two billion Client Portfolio, which is
one of the main reasons for the establishment of the Quartier Asiatique
Branch.
2. The Clientele
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The Quartier
Asiatique is the most important merchant area with imports
of hardware, cloths, foodstuffs, household products, building
materials, all sectors which had remarkably developed these
last years.
Hence
from 2 billions in 1998, our Client Portfolio is currently
estimated at 6 billions making the Quartier Asiatique Branch
one of the most important of the network.
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Wealth
of this Portfolio, the branch is operating today with 2,000
operational accounts and:
- about
110 M. of an average daily cash in hand ;
- approximately
120 M of an average daily collection;
- nearly
98 M of an average daily payments.
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The Branch manager
Mrs Mireille NIRAGIRA says, " While being big credits' consumers,
due to the import activities, our clients visit also our branch
almost everyday, at the rate of supplies to the whole country, i.e
liquid credits with a low rate of outstanding payments"
She adds: "My clients highly appreciate the safety ensured
by their corner branch, the time saved and the confidentiality ensured
by our fittings".
IBB-News / 12 August 2002
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