Interbank Burundi s.a.

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Balance sheets, Profit and Loss Accounts of INTERBANK BURUNDI s.a. and INVESTIMMO

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REPORT & ACCOUNT 2002 | 31st January 2003 | 10th Fiscal Year

Balance Sheets, Profit and Loss Account of INTERBANK BURUNDI s.a. and INVESTIMMO

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Balance Sheet INTERBANK s.a. as at December 31st, 2002 as compared with December 31st, 2001
ASSETS	31.12.2001	31.12.2002
1. Available and Realizable	3,757,950,891	6,887,727,486
Cash - Central bank - CCP	1,057,703,206	1,877,604,314
Banks	2,434,403,984	4,528,783,101
Call money (lendings)	0	0
Other short-term assets	265,843,701	481,340,071
2. Loans and Advances	25,313,259,900	36,243,392,597
Current account debtors	18,098,052,639	20,473,498,092
Coffee loans	826,924,939	5,090,364,756
Rice loans	202,128,903	367,328,903
Bills and commitments	6,186,153,419	10,312,200,846
3. Portfolio	777,143,499	77,143,499
Treasury certificates	777,143,499	777,143,499
4. Sundry assets	5,334,218,400	8,213,810,056
5. Investments	96,303,680	96,303,680
Share capital	96,303,680	96,303,680
6. Fixed assets	2,978,313,534	3,712,233,930
Land	140,834,500	140,834,500
Premises	1,839,982,976	2,274,977,709
Equipment and furniture	920,357,790	1,229,044,386
Start-up costs	77,138,268	67,377,335
TOTAL ASSETS	38,257,189,904	55,930,611,248

LIABILITIES	31.12.2001	31.12.2002
1.Short-term liabilities	5,904,109,668	5,573,020,291
Preferential creditors	1,122,961,037	962,893,641
Banks	966,552,526	968,736,408
Refinancing from the Central Bank	3,568,864,390	3,310,084,287
Other short-term liabilities	245,731,715	331,305,955
2. Deposits	24,714,057,028	41,282,432,165
At sight deposits	19,039,865,000	30,560,242,141
Term deposits	4,414,562,245	9,212,757,164
Saving accounts	762,629,783	1,039,432,860
Cash vouchers	497,000,000	470,000,000
3.Sundry liabilities	2,909,683,254	3,653,044,455
4. Capital and reserves	3,656,500,000	4,366,000,000
Capital	330,000,000	330,000,000
Legal reserve	33,000,000	33,000,000
Available reserve	358,500,000	1,003,000,000
General provision for risk	2,935,000,000	3,000,000,000
5. Results	1,072,839,954	1,056,114,337
Profit carried forward	731,799	339,954
Net profit	1,072,108,155	1,055,774,383
TOTAL LIABILITES	38,257,189,904	55,930,611,248

CREDIT	31.12.2001	31.12.2002
1. Interests and commissions on loans	4,562,087,709	5,457,481,159
2. Revenues from operations	1,062,301,520	1,366,518,250
3. Revenues from portfolio	67,957,104	106,930,838
4. Other revenues	519,894,344	518,512,570
TOTAL	6,212,240,677	7,449,442,817

INVESTIMMO'S Balance Sheet as at December 31st, 2002
ASSETS	31.12.2001	31.12.2002
I. FIXED ASSETS	636,204,527	647,681,995
Premises	591,241,617	602,665,694
Equipment	3,662,240	3,715,631
Down payment on building under construction	41,300,670	41,300,670
II. REALIZABLE & AVAILABLE	45,456,674	58,203,025
Debtors	35,943,951	46,836,371
Prepaid taxes	9,512,723	10,866,654
Guarantees provided	0	0
TOTAL ASSETS	681,661,201	705,885,020

LIABILITIES	31.12.2001	31.12.2002
I. CAPITAL & RESULTS	240,418,716	269,924,309
Capital	10,000,000	10,000,000
Legal reserves	1,000,000	1,000,000
Profit carried forward	180,518,775	229,418,716
Profit	48,899,941	29,505,593
II. SHORT & MID-TERM LIABILITIES	441,242,485	435,960,711
Banks	378,124,648	381,582,249
Rental deposit	3,796,444	8,382,646
Corporate and other taxes	59,321,393	45,995,816
TOTAL PASSIF	681,661,201	705,885,020

INVESTIMMO : Profit and Loss Account as at December 31st, 2002
OPERATING RESULT (BIF)
Materials and supplies used	827,698	Rent collected	136,930,628
Other services used	2,785,685
Various expenses and losses	74,043
Personnel costs	1,933,537
Sundry taxes	140,174
Bank interests and commissions	58,842,710
Depreciations	23,150,793
Operating result	49,175,988
TOTAL	136,930,628	TOTAL	136,930,628

NET RESULT (BIF)
Corporate tax	19,670,395	Operating result	49,175,988
Net result	29,505,593
TOTAL	49,175,988	TOTAL	49,175,988