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Find in this section
Consolidated
Balance Sheet as at December 31st, 2002 as compared
with December 31st, 2001
Consolidated
Profit and Loss Account as at December 31st, 2002
|
Consolidated
Balance Sheet as at December 31st, 2002
as compared with December 31st, 2001 |
| ASSETS |
31.12.2001 |
31.12.2002 |
| 1.
Available and Realizable |
3,757,950,891 |
6,887,727,486 |
| Cash - Central bank - CCP |
1,057,703,206 |
1,877,604,314 |
| Banks |
2,434,403,984 |
4,528,783,101 |
| Call money (lendings) |
0 |
0 |
| Other short-term assets |
265,843,701 |
481,340,071 |
| 2.
Loans and Advances |
24,970,579,203 |
35,908,646,719 |
| Current
account debtors |
17,755,371,942 |
20,138,752,214 |
| Coffee
loans |
826,924,939
|
5,090,364,756 |
| Rice
loans |
202,128,903 |
367,328,903 |
| Bills
and commitments |
6,186,153,419 |
10,312,200,846 |
| 3.
Portfolio |
777,143,499 |
77,143,499 |
| Treasury
certificates |
777,143,499 |
777,143,499 |
| 4. Sundry
assets |
5,344,231,123 |
8,225,176,710 |
| 5. Investments |
96,303,680 |
96,303,680 |
| Share
capital |
96,303,680 |
96,303,680 |
| 6. Fixed
assets |
3,614,518,061 |
4,359,915,925 |
| Land |
140,834,500 |
140,834,500 |
| Premises |
2,472,525,263 |
2,918,944,073 |
| Equipment
and furniture |
924,020,030 |
1,232,760,017 |
| Start-up
costs |
77,138,268 |
67,377,335 |
| TOTAL
ASSETS |
38,560,726,457 |
56,254,914,019 |
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| LIABILITIES |
31.12.2001 |
31.12.2002 |
| 1.Short-term
liabilities |
5,963,431,061 |
5,619,016,107 |
| Preferential
creditors |
1,182,282,430 |
1,008,889,457 |
| Banks |
966,552,526 |
968,736,408 |
| Refinancing
from the Central Bank |
3,568,864,390 |
3,310,084,287 |
| Other
short-term liabilities |
245,731,715 |
331,305,955 |
| 2. Deposits
|
24,714,057,028 |
41,282,432,165 |
| At
sight deposits |
19,039,865,000 |
30,560,242,141 |
| Term deposits |
4,414,562,245 |
9,212,757,164 |
| Saving
accounts |
762,629,783 |
1,039,432,860 |
| Cash
vouchers |
497,000,000 |
470,000,000 |
| 3.Sundry
liabilities |
2,913,479,698 |
3,661,427,101 |
| 4.
Capital and reserves |
3,667,500,000 |
4,377,000,000 |
| Capital |
340,000,000 |
340,000,000 |
| Legal
reserve |
34,000,000 |
34,000,000 |
| Available
reserve |
358,500,000 |
1,003,000,000 |
| General
provision for risk |
2,935,000,000 |
3,000,000,000 |
| 5. Results |
1,302,258,670 |
1,315,038,646 |
| Profit
carried forward |
181,250,574 |
229,758,670 |
| Net
profit |
1,121,008,096 |
1,085,279,976 |
| TOTAL
LIABILITIES |
38,560,726,457 |
56,254,914,019 |
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Consolidated
Profit and Loss Account as at December 31st,
2002 |
| DEBIT |
31.12.2001 |
31.12.2002 |
| 1. Interest paid |
1,883,191,455 |
2,562,001,992 |
| 2. Staff expenses |
763,787,620 |
991,445,608 |
| 3. Other operating expenses |
1,085,283,432 |
1,417,824,060 |
| 4. Corporate an other taxes |
1,140,740,225 |
843,952,699 |
| 5. Depreciation |
268,429,372 |
382,390,374 |
| 6. Provision for credit losses |
116,672,902 |
303,478,736 |
| 7. Net income |
1,121,008,096 |
1,085,279,976 |
| TOTAL |
6,379,113,102 |
7,586,373,445 |
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| CREDIT |
31.12.2001 |
31.12.2002 |
| 1. Interests and commissions
on loans |
4,562,087,709 |
5,457,481,159 |
| 2. Revenues from operations |
1,062,301,520 |
1,366,518,250 |
| 3. Revenues from portfolio |
67,957,104 |
106,930,838 |
| 4. Other revenues |
686,766,769 |
655,443,198 |
| TOTAL |
6,379,113,102 |
7,586,373,445 |
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Balance Sheet and Profit and Loss Accounts