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|
Find in this section
Consolidated
Balance Sheet as at December 31st, 2003 as compared
with December 31st, 2002
Consolidated
Profit and Loss Account as at December 31st, 2003
|
Consolidated
Balance Sheet as at December 31st, 2003
as compared with December 31st, 2002
|
| ASSETS |
31.12.2002
|
31.12.2003
|
| 1.
Available and Realizable |
6,887,727,486
|
13,087,624,492
|
| Cash - Central bank - CCP |
1,877,604,314
|
3,034,040,350
|
| Banks |
4,528,783,101
|
9,537,540,880
|
| Call money (lendings) |
0 |
0
|
| Other short-term assets |
481,340,071
|
516,043,262
|
| 2.
Loans and Advances |
35,908,646,719
|
36,116,923,273
|
| Current
account debtors |
20,138,752,214
|
25,083,937,370
|
| Coffee
loans |
5,090,364,756
|
2,374,213,276
|
| Rice
loans |
367,328,903
|
262,900,000
|
| Bills
and commitments |
10,312,200,846
|
8,395,872,627
|
| 3.
Portfolio |
77,143,499
|
269,045,314
|
| Treasury
certificates |
777,143,499
|
269,045,314
|
| 4. Sundry
assets |
8,225,176,710
|
8,167,045,007
|
| 5. Investments |
96,303,680
|
96,303,680
|
| Share
capital |
96,303,680
|
96,303,680
|
| 6. Fixed
assets |
4,359,915,925
|
5,985,953,682
|
| Land |
140,834,500
|
140,902,000
|
| Premises |
2,918,944,073
|
4,242,711,900
|
| Equipment
and furniture |
1,232,760,017
|
1,535,994,208
|
| Start-up
costs |
67,377,335
|
66,345,574
|
| TOTAL
ASSETS |
56,254,914,019
|
63,722,895,448
|
|
| |
| LIABILITIES |
31.12.2002
|
31.12.2003
|
| 1.Short-term
liabilities |
5,619,016,107
|
3,551,368,599
|
| Preferential
creditors |
1,008,889,457
|
1,067,048,900
|
| Banks |
968,736,408
|
1,714,140,148
|
| Refinancing
from the Central Bank |
3,310,084,287
|
241,842,854
|
| Other
short-term liabilities |
331,305,955
|
528,336,697
|
| 2. Deposits
|
41,282,432,165
|
48,970,292,907
|
| At
sight deposits |
30,560,242,141
|
36,960,864,192
|
| Term deposits |
9,212,757,164
|
10,487,823,843
|
| Saving
accounts |
1,039,432,860
|
1,311,604,872
|
| Cash
vouchers |
470,000,000
|
212,000,000
|
| 3.Sundry
liabilities |
3,661,427,101
|
4,761,731,522
|
| 4.
Capital and reserves |
4,377,000,000
|
5,070,000,000
|
| Capital |
340,000,000
|
340,000,000
|
| Legal
reserve |
34,000,000
|
34,000,000
|
| Available
reserve |
1,003,000,000
|
1,003,000,000
|
| General
provision for risk |
3,000,000,000
|
3,693,000,000
|
| 5. Results |
1,315,038,646
|
1,369,502,420
|
| Profit
carried forward |
229,758,670
|
259,038,646
|
| Net
profit |
1,085,279,976
|
1,110,463,774
|
| TOTAL
LIABILITIES |
56,254,914,019
|
63,722,895,448
|
|
| |
Consolidated
Profit and Loss Account as at December 31st,
2003
|
| DEBIT |
31.12.2002
|
31.12.2003
|
| 1. Interest paid |
2,562,001,992
|
3,509,375,446
|
| 2. Staff expenses |
991,445,608
|
1,124,329,315
|
| 3. Other operating expenses |
1,417,824,060
|
1,657,417,474
|
| 4. Corporate an other taxes |
843,952,699
|
917,840,748
|
| 5. Depreciation & Provision
|
382,390,374
|
1,293,309,129
|
| 6. Net income |
1,085,279,976
|
1,110,463,774
|
| TOTAL |
7,586,373,445
|
9,612,735,886
|
|
| |
| CREDIT |
31.12.2002
|
31.12.2003
|
| 1. Interests and commissions
on loans |
5,457,481,159
|
6,650,363,381
|
| 2. Revenues from operations |
1,366,518,250
|
2,007,680,003
|
| 3. Revenues from portfolio |
106,930,838
|
94,574,634
|
| 4. Other revenues |
655,443,198
|
860,117,868
|
| TOTAL |
7,586,373,445
|
9,612,735,886
|
|
|
Balance Sheet and Profit and Loss Accounts